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At Adams Co-Operative Bank, we believe helping local business succeed is one of the best ways to help our local communities succeed. We provide a full range of commercial deposit products and financing services to help businesses manage their money and finance their growth.
Speak with a Business Banker
Our business banking specialists can meet when, and where, it’s convenient for you! Give us a call today at (413) 743-0001 to make an appointment.
Free Business Checking
With Free Business Checking, you'll enjoy all the following benefits:
- 200 FREE processed checks each month
- 400 FREE deposited items each month
- FREE online business banking
- FREE online bill payment
- FREE ATM and debit card transactions
- NO minimum balance requirement
- NO monthly service charge
- Available commercial credit services
Business Investment Account
For businesses that typically have higher balances, or are looking for self-managed higher rate accounts, this account is a solid investment option. A tiered structure allows you to put some or all of your surplus cash to work. Federal regulations do limit the number of transfers from the account.
Deposits Insured in Full
At Adams Co-operative Bank every deposit is insured in full. The Federal Deposit Insurance Corporation (FDIC) insures “self-directed” retirement accounts to $250,000 per owner, and each other ownership category to at least $100,000 per owner. All deposits above that amount are insured by the Share Insurance Fund of Massachusetts (SIF). There are no maximum account limitations or amount limitations.
Night Depository
We offer the convenience of a night deposit, allowing deposits and loan payments to be made before or after banking hours, or if you are simply too busy to stop in the lobby.
Depository for Taxes
Adams Co-Operative Bank is a designated depository for Federal Withholding and Social Security Taxes.
Business Loans
Sometimes, you need money to make money. Our Business Loans are a great way to finance start-up costs, inventory expansion and other important business expenditures.
Commercial Real Estate Loans
Adams Co-Operative Bank can help you finance a variety of commercial properties—from storefront and office properties to apartment buildings. Already own your building? We can help you expand it at competitive rates and terms.
Commercial Construction Loans
Make your building plans a reality. Our innovative solutions allow flexible terms during construction and permanent financing.
Commercial Overdraft Protection
Protect yourself from the expense and embarrassment of an accidental overdraft. Overdraft Protection also allows you to “write yourself a short-term loan” up to your approved credit limit. Available to Business Checking account holders; requires credit approval.
Commercial Lines of Credit
We can work with you to create a Credit Line solution that can provide short-term financing for working capital needs, or to smooth out seasonal revenue cycles.
Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.
