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Purchasing a home is one the most important decisions in your life. In our community, deciding whom to finance your home with is an easy decision: Adams Co-Operative Bank. We’ve been helping local families realize their dream of home ownership for well over a century. Today, we offer a range of programs to meet almost any financing need. Stop by any of our offices and apply today!
Check our Current Rates or use our Loan Calculators to estimate your monthly payments.
- Fixed-Rate Mortgages
- Adjustable Rate Mortgages
- Home Improvement Loans
- First-Time Homebuyers Program
- One Step Construction Loans
- Unimproved Land Loans
- Investment Properties
Fixed-Rate Mortgage
Enjoy the security of a fixed rate and fixed term, with fixed monthly payments. We have a range of terms to meet your needs.
Adjustable Rate Mortgage (ARM)
If you need more flexibility, an ARM could be right for you. They feature attractive, variable rates with a variety of terms that include rate adjustments during the term.
Home Improvement Loan
Fix up the home you have and add value to it with a Home Improvement Loan from Adams Co-Operative Bank.
First-Time Homebuyers Program
We can help make purchasing your first home a bit easier, less stressful and more affordable. Our special First-Time Homebuyers Program features FREE mortgage pre-qualification; 95% financing programs and guidelines that can make it easier to qualify for financing. Plus, our friendly Mortgage Advisors will walk you through the application process, every step of the way!
One-Step Construction Loan
Building your dream home? Our One-Step Construction Loan lets you finance the construction and your permanent mortgage in a single step. There’s just one application process, one appraisal and one closing…saving you time and money.
Unimproved Land Loan
Finance farmland, wood lots and other unimproved properties with a Land Loan from Adams Co-Operative Bank.
Investment Properties
We can help you take advantage of the investment potential of real estate with Investment Property financing.
Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.
