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Home Equity Rates
Home Equity Line of Credit
Type
Description
APR*
HELOC
Fixed first 3 years
5.00%
After the initial 3 year period, the Home Equity Line of Credit rate is variable and will be calculated monthly as Prime plus .50%
Effective September 8, 2009
10 year draw period followed
by 10 year repayment period.
Max APR 16.00%
Rates are subject to change. Recording Fee - $ 175.00. Property insurance is required.
Home Equity Loan
Program
APR*
Payment per $1,000 borrowed
5 Year Loan
6.00%
$19.33
10 Year Loan
6.00%
$11.10
15 Year Loan
6.00%
$8.44
Effective September 8, 2009
Up to 80% financing available.
*APR is defined as the Annual Percentage Rate.
Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.
