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Loan Rates
Save up to 1% on your loan!
Take one half percent off any auto, motorcycle, RV, snow mobile, boat loan or unsecured loan rate by having your payment automatically withdrawn from any Adams Co-operative Bank deposit account.
Take an additional one half percent off when you arrange for direct deposit of your pay check, Social Security payment or other monthly recurring payment to an Adams Co-operative Bank checking account.
Auto Loans
Model Years
Maximum Term
APR*
Payments per $1,000 borrowed
2008 or Newer
6 years
6.00%
$16.57
2006 or Newer
5 years
4.99%
$18.87
2004 - 2005
4 years
7.00%
$23.95
2003 or older
3 years
9.00%
$31.80
Effective September 8, 2009
Motorcycles, RVs, Snow mobiles, Boats
Model Years
Maximum Term
APR*
Payments per $1,000 borrowed
2008 or newer
5 years
8.00%
$20.28
2005-2007
4 years
9.00%
$24.89
2004 or older
3 years
10.00%
$32.27
Effective September 8, 2009
Personal Loans
Program
Terms
APR*
Payment per $1,000 borrowed
Unsecured
3 years
14.00%
$34.18
Effective September 8, 2009
*APR is defined as the Annual Percentage Rate.
Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.
