Patricia A. Szukala Branch Manager North Adams Office
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Banking the way you like it. Adams Co-Operative Bank Member FDIC / Member SIF
Rates & Calculators

Loan Rates

Save up to 1% on your loan!
Take one half percent off any auto, motorcycle, RV, snow mobile, boat loan or unsecured loan rate by having your payment automatically withdrawn from any Adams Co-operative Bank deposit account.

Take an additional one half percent off when you arrange for direct deposit of your pay check, Social Security payment or other monthly recurring payment to an Adams Co-operative Bank checking account.

Auto Loans
Model Years Maximum Term APR* Payments per $1,000 borrowed
2008 or Newer 6 years 6.00% $16.57
2006 or Newer 5 years 4.99% $18.87
2004 - 2005 4 years 7.00% $23.95
2003 or older 3 years 9.00% $31.80
Effective September 8, 2009      

Motorcycles, RVs, Snow mobiles, Boats
Model Years Maximum Term APR* Payments per $1,000 borrowed
2008 or newer 5 years 8.00% $20.28
2005-2007 4 years 9.00% $24.89
2004 or older 3 years 10.00% $32.27
Effective September 8, 2009      

Personal Loans
Program Terms APR* Payment per $1,000 borrowed
Unsecured 3 years 14.00% $34.18
Effective September 8, 2009      

*APR is defined as the Annual Percentage Rate.

Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.

Adams Co-Operative Bank • Adams 93 Park Street 743-0001 • North Adams 31 Eagle Street 664-4571 • Lanesboro 545 South Main Street 443-4070 • Equal Housing Lender