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Loan Rates
Save up to 1% on your loan!
Take one half percent off any auto, motorcycle, RV, snow mobile, boat loan or unsecured loan rate by having your payment automatically withdrawn from any Adams Co-operative Bank deposit account.
Take an additional one half percent off when you arrange for direct deposit of your pay check, Social Security payment or other monthly recurring payment to an Adams Co-operative Bank checking account.
Auto Loans
Model Years
Maximum Term
APR*
Payments per $1,000 borrowed
2007 or Newer - New Only
6 years
6.25%
$16.69
2005 or Newer
5 years
6.00%
$19.33
2003 - 2004
4 years
8.00%
$24.41
2002 or older
3 years
9.50%
$32.03
Effective May 7, 2008
Motorcycles, RVs, Snow mobiles, Boats
Model Years
Maximum Term
APR*
Payments per $1,000 borrowed
2007 or newer
5 years
8.50%
$20.52
2006
5 years
9.00%
$20.76
2005
4 years
9.50%
$25.12
2004
4 years
10.00%
$25.36
2003 or older
3 years
10.50%
$32.50
Effective May 7, 2008
Personal Loans
Program
Terms
APR*
Payment per $1,000 borrowed
Unsecured
3 years
14.00%
$34.18
Effective May 7, 2008
*APR is defined as the Annual Percentage Rate.
Banking the way you like it
For more information about our products and services, please use our information request form, stop by any office or call (413) 743-0001 to speak with a member of our staff.
